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As a parent to a 2yr old with an addiction to Temple Run, I’ve often caught her clicking on the "Purchase Gems" screen. Thats why I haven’t associated my credit card details with my phone. Not only that, but it moves from the game to the play store and she knows that this means she’s no longer in the game so she presses back, Ive never actually seen her try to complete a transaction.

Lesson here is, if your kids are going to be using your phone with your credit card attached, you really have no one to blame but yourself.